Terms of Service & Privacy Policy

Terms of Service – Wavehaven Partners

Effective Date: October 12th, 2025

1. Acceptance of Terms

By using our onboarding form or engaging with Wavehaven Partners ("Wavehaven"), you confirm that you:

• Are at least 18 years old or legally authorized to engage in marketing-related communications.
• Have read, understood, and agreed to these Terms and our Privacy Policy.
• Consent to be contacted by Wavehaven and/or its partner agents via phone, text, or email as described below.

2. Nature of Services

Wavehaven Partners is a third-party marketing and lead generation company. Our role is to connect interested prospects with:

• Licensed financial professionals or agencies that can provide financial advice, insurance, or planning services; or
• Independent business and career opportunities within the financial services industry.

Wavehaven Partners does not:

• Provide financial advice or recommendations.
• Sell or manage investment, insurance, or securities products.
• Act as a fiduciary, broker-dealer, investment adviser, or insurance agency.

All advice and products are offered solely by licensed professionals or entities with whom you may be connected.

3. Independence and Non-Endorsement

Wavehaven Partners does not endorse, warrant, or guarantee the quality, suitability, licensure, or performance of any professional, company, or opportunity to which you may be referred. All services or transactions are conducted independently between you and those third parties. Wavehaven does not supervise or control them.

4. Consent to Contact (TCPA Compliance)

By submitting your information through our website, advertisements, or forms, you expressly consent to be contacted by:

• Wavehaven Partners and its representatives; and
• Licensed financial professionals or recruiting partners in our network.

You may be contacted by phone, text, email, or automated system regarding financial services or career opportunities. Consent is not a condition of purchase, and you may opt out at any time by replying "STOP" to texts or emailing [email protected].

5. Nevada-Specific Disclosures

Wavehaven Partners complies with all applicable Nevada marketing and privacy laws and is not a financial planner or fiduciary under NRS 628A. You may request written disclosure of our marketing partnerships, compensation structures, or affiliations.

6. User Responsibilities

You agree to:

• Provide accurate and complete information when submitting forms or inquiries.
• Understand that an inquiry does not create a client-advisor relationship with Wavehaven or any agent.
• Review all disclosures and terms from any licensed professional you engage with.

7. Confidentiality & Data Protection

Your personal information is handled in compliance with federal and Nevada privacy laws. Wavehaven acts as a data processor for licensed professionals, sharing information only for connection purposes. See our Privacy Policy for details.

8. No Guarantee of Results

Wavehaven Partners does not guarantee employment, income, or financial results. Success depends on individual effort, licensing, and market conditions.

9. Lead Sharing Transparency

Your information may be shared with more than one licensed professional or organization to ensure prompt follow-up and alignment with your interests. All recipients must maintain confidentiality and data security.

10. Limitation of Liability

Wavehaven Partners shall not be liable for any indirect, incidental, or consequential damages arising from interactions with third parties or their advice. Total liability shall not exceed any fees paid to Wavehaven (if any).

11. Intellectual Property

All Wavehaven branding and materials are proprietary and may not be used without written consent.

12. Dispute Resolution and Arbitration

All disputes shall be resolved through binding arbitration in Nevada under the rules of the American Arbitration Association. You waive the right to class actions.

13. Governing Law

These Terms are governed by Nevada law and resolved in Nevada courts, subject to arbitration.

14. Complaints and Contact

15. Updates to Terms

We may update these Terms periodically; continued use constitutes acceptance.

Privacy Policy – Wavehaven Partners

Effective Date: October 12, 2025

Applies to https://wavehavenpartners.com and affiliated services.

1. Who We Are

Wavehaven Partners ("we," "us," or "our") is a third-party marketing and technology company that connects individuals interested in financial education, advisory services, or career opportunities with licensed professionals and agencies.

2. Information We Collect

• Personal Information: Name, contact details, and demographics.
• Inquiry Data: Areas of financial or career interest.
• Technical Data: IP address, browser, device, and interaction metrics.

We do not collect sensitive financial data unless you voluntarily provide it through secure forms.

3. How We Use Your Information

• To match you with a licensed professional or opportunity.
• To communicate updates and confirm inquiries.
• To improve our systems and maintain compliance records.

4. Sharing Your Information

We may share your information with:

• Licensed agents or agencies able to assist you.
• Recruiting or business partners in the financial industry.
• Technology providers that process data securely.

Your data may be shared with more than one professional to ensure a timely response. All recipients must comply with confidentiality and data protection laws. Wavehaven does not sell personal information.

5. Data Processor Relationship

Wavehaven acts as a data processor on behalf of licensed professionals. Once contact is established, those professionals become data controllers responsible for their own privacy obligations.

6. Marketing Consent

By providing your information, you consent to receive communications by phone, text, or email, including automated messages. You may withdraw consent by emailing [email protected] or replying "STOP" to texts.

7. Nevada and California Privacy Rights

You have the right to:

• Know what data we collect and how it's used.
• Request access, correction, or deletion of your data.
• Opt out of any sale of personal information (we do not sell data).

Requests → [email protected]

8. Data Security

We use encryption, access controls, and regular audits to protect data.

9. Retention & Deletion

Data is retained only as necessary for its purpose or legal requirements. You may request deletion unless law requires retention.

10. Children's Privacy

Services are for adults 18+; we do not collect data from minors.

11. Advertising and Earnings Disclaimer

Wavehaven Partners does not guarantee specific earnings or career results. Outcomes depend on individual effort and licensing.

12. Complaints and Contact

13. Arbitration and Governing Law

All privacy disputes shall be resolved through binding arbitration in Nevada.

14. Updates to This Policy

We may update this Privacy Policy periodically. Continued use constitutes acceptance of any updates.